International Mortgages

Despite the global credit crunch and the increasing unwillingness of financial institutions to provide property financing, Healy Consultants assists clients obtain international mortgages to support their global property investments. We have assisted clients from around the world obtain property finance from leading international banks. The following is an overview of our capabilities in this area, as well as information about international mortgages in general.

Because of their sophisticated and stable banking systems, we prefer to approach banks in Singapore and Hong Kong when finding a suitable international mortgage for our clients. Healy Consultants will project manage the entire procedure for obtaining the international mortgage, from sourcing the most competitive loan to approval.

We assist clients locate a multicurrency account with a leading international bank such as DBS Bank or UOB Bank in Singapore, or ANZ Bank.

Our client initially outlines the amount of financing required, as well as the location of the property. Healy Consultants advises on potential restrictions on obtaining international mortgages based on the location of the property.

Healy Consultants will arrange for an officer from a bank to visit our offices to explain their products. Based on this information, we are then able to make a mortgage recommendation to our client. We will then negotiate banking terms and conditions on behalf of our client.

Our banking staff prepare an international mortgages application on behalf of our client, sending the completed application forms to our client for signature and return to us.

Our banking staff submit the international mortgage application to the bank, along with supporting documents. We will follow up with the bank on the application, and will assist our client furnish additional information if required. For example, if necessary we will prepare business plans and cash flow projections to increase the probability of international mortgage approval.

Healy Consultants informs our client when bank mortgage approval is issued. Once the international mortgage is approved, Healy Consultants assists our clients open personal and corporate bank accounts to receive rental income and settle mortgage repayments.