International mortgages and foreign properties

International mortgages

Healy Consultants assists its Clients to secure an international mortgage for their residential property in every country in the world;

  • What we do

    We obtain preliminary approval from global banks to finance property purchases in every country in the world. Often, the approving bank is located in another country;

    Healy Consultants will negotiate the optimum finance package with the preferred lending bank on behalf of our Client including i) lowest interest rate ii) optimum borrowing term iii) repayment terms iv) collateral security v) lending and repayment currency vi) currency option hedge and vii) cash deposit ratio;

  • Fees

    A retainer fee of US$ 5,000 will be paid to Healy Consultants before we approach international banks. Healy Consultants will evaluate the different mortgage options in the market and present our Client a recommended strategy. If our Clients agrees with our recommended strategy, Healy Consultants will obtain preliminary approval from the bank;

    Following receipt of preliminary agreement in writing from our banking partners (in the form of an email), our Client will settle a further US$ 5,000 with Healy Consultants. Thereafter, Healy Consultants submits the complete mortgage application, together with supporting documents to the bank. Thereafter, Healy Consultants will negotiate optimum mortgage terms and conditions for your international property finance;

    Following issue of a formal finance offer letter by the bank to our Client, Healy Consultants will receive a further success fee of US$ 5,000 from our Client. The engagement is complete when the bank issues the formal letter of mortgage finance offer to our Client. Thereafter, the finance relationship will proceed between our Client and the bank directly;

  • Information required

    Below are some of the documents required by banks:

    • Income supporting documents
    • Estimated  valuation
    • Proof of business as supporting income
    • Proof of clean records re previous mortgage

It is important our Clients’ are aware of their personal and corporate tax obligations in their country of residence and domicile; and they will fulfill those obligations annually. Let us know if you need Healy Consultants’ help to clarify your annual reporting obligations.

Contact us

For additional information on our international mortgage services, please email us at email@healyconsultants.com. Alternatively please contact our in-house country expert, Mr. Simon Guidecoq, directly:
client relationship officer - Simon