Equity Linked Fixed Deposit Account

An equity linked fixed deposit account is an excellent way for international entrepreneurs to invest large sums for a fixed period whilst enjoying high interest rates on their deposit. Healy Consultants assists international clients in opening equity linked fixed deposit accounts with major banks including HSBC and Barclays. The following is an overview of the key characteristics of equity linked fixed deposit accounts, including their advantages and disadvantages.

An equity linked fixed deposit account is an arrangement whereby an individual or organization places funds in an offshore bank for a fixed amount of time. Clients enjoy the certainty of knowing exactly how much interest they are going to earn..

Our clients open equity linked fixed deposit accounts in all major currencies including: US Dollars, Sterling, Euros, Swiss Francs, Japanese Yen, Singapore Dollars, Hong Kong Dollars, Australian Dollars, New Zealand Dollars, and Canadian Dollars. By holding funds in the currency in which they are received or needed to pay foreign suppliers, account holders minimise the impact of exchange rate volatility.

Healy Consultants facilitates the opening of all types of equity linked fixed deposit account, including the demand account, savings deposit account and time deposit account.

Some equity linked fixed deposit accounts have restrictions on funds access and payment methods into the account. Healy Consultants will find an equity linked fixed deposit account which best meets the needs of our clients.

The equity linked fixed deposit account offers high interest rates often fixed for periods of up to five years. Most equity linked fixed deposit accounts accrue interest daily and are credited quarterly, others are credited when the account matures.

Healy Consultants assists clients with all aspects of the deposit account opening process, including:

i) Locating the most suitable, tax-efficient jurisdiction for the account. Our preferred jurisdictions for equity linked fixed deposit accounts are Singapore and Hong Kong;

ii) Finding the account with the most flexible terms and conditions, including competitive interest rates and fewer restrictions on access to the account;

iii) Liaising with the bank during the account opening process, including completing account opening forms on behalf of our client, paying in the initial deposit and advising our client of the account opening approval, including forwarding details of the account Internet login and password details and PINs.