Guaranteed Fixed Deposit Accounts

A guaranteed fixed deposit account is available in the world’s major currencies and is a reliable, tried & tested investment strategy because returns are guaranteed. Because penalties exist for withdrawing funds before the account matures, a guaranteed fixed deposit account is only normally suitable for those who do not require immediate access to funds. While the money is in the guaranteed fixed deposit account it cannot be accessed without penalty. Unless there are extenuating circumstances, banks will only permit the full amount of funds in it's entirety to be withdrawn, not a partial withdrawal. A guaranteed fixed deposit account has the following characteristics:
1.	High secure returns for fixed-term deposits – enabling investors to better plan cashflow because returns are guaranteed;
2.	Interest on a guaranteed fixed deposit account is paid either monthly, quarterly, annually or upon maturity.
3.	Deposit terms range from as little as one month to as long as 5 years.
4.	Minimum investments begin at just US$1,000.
5.	When the account matures, most investors do one of the following: close the account; re-invest the principal and/or interest at the then current rate of interest; re-invest and add additional funds to the principal amount withdraw some of the principal invested and re-invest the rest at the then current standard interest rate; or
6.	For larger investments (typically exceeding US$100,000), it may be possible to find banks that are prepared to negotiate a more favourable rate of interest.
Contact Us
For more information on our guaranteed fixed deposit account services, contact email@healyconsultants.com or telephone us at (+65) 6735 0120.
Back to International Banking page.

Buy our Asia Business Set Up book for US$1000, to order call +65 6735 0120 or contact email@healyconsultants.com