Home Loans

Healy Consultants assists clients acquire home loans to support their global property investments. We have assisted clients from around the world obtain property finance from leading international banks. The following is an overview of our capabilities in this area, as well as some general information on home-loans.

Before applying for a home-loan plan, it is important to establish whether or not the client is eligible. Healy Consultants will help clients, as a bank needs to be chosen because each bank will have a different eligibility criteria.

One key element many banks will look at before accepting the home-loan application, would be the clients bank history. The bank will take note of how well the client has been able to manage their finances, such as bringing themselves out of debt. It is sometimes difficult to even get approved if the client is at an averaqe credit score.

The first step of obtaining home-loans via Healy Consultants is to contact them. The client needs to state how much they intend on borrowing as well as their budget. It is also important for clients to outline a basic introduction or overview of what they are looking for, as well as where it is located. This way Healy Consultants are able to help the client find what they are looking for as close to the requirements as possible.

Healy Consultants will then take the first step of helping clients obtaining a bank of which is the most suitable for what they are asking for. The most commonly used banks by Healy Consultants clients are, UOB, DBS, ANZ or HSBC. These all have sophisticated banking systems, and most importantly are internationally known.

Once both the bank and the home-lone plan has been extablished, staff from the chosen bank will put togetheran application specifically for the client, which will thenbe delievered to the client. These application forms (once signed) need to be sent to Healy Consultants and they will take care of the next stage.