International Fixed-Term Deposit Accounts

International fixed-term deposit accounts are available in the world’s major currencies and are an easy way to invest because returns are guaranteed, thus making financial planning more simple. These accounts are perfect for international entrepreneurs because they are available in different currencies, suiting those whose income is in different currencies. An international fixed-term deposit account has the following characteristics:
1.	Minimum deposits are as low as US$1,000.
2.	Interest is paid either monthly, quarterly, annually or at maturity.
3.	High secure returns for fixed term investments – enabling investors to better plan cashflow because returns are guaranteed.
4.	Investment terms usually vary from one month to 5 years.
5.	While the money is in the international fixed-term deposit account it cannot be accessed without penalty. Often, banks will only permit all funds to be withdrawn, not a partial withdrawal.
6.	Upon account maturity, the following options are normally possible: re-invest the principal and/or interest at the then current rate of interest; re-invest and add additional funds to the principal amount withdraw some of the principal invested and re-invest the rest at the then current standard interest rate; or close the account.
7.	For larger investments (typically exceeding US$100,000), some banks are prepared to negotiate a more favourable rate of interest for clients.
Contact Us
For more information on our international fixed-term deposit account services, contact email@healyconsultants.com or telephone us at (+65) 6735 0120.
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