International merchant account in 2023

Healy Consultants assists our Clients in opening international merchant accounts in every country of the world. Our firm specializes in setting up high volume global payment gateways tailored to your specific business needs, and for which we have an excellent approval ratio.

• Merchant account options for our clients

  We have strong relationship with international merchant services providers, therefore we can assist our Clients with low and high risk or high volume merchant activities. High risk or high volume Clients are those

  • Related with travel or health or pharmaceutical;
  • Whose merchant businesses are not registered;
  • With no credit history;
  • With high sales volumes (high risk for provider);
  • With small sales volume (ineffective for provider).

  	Option 1	Option 2	Option 3	Option 4	Option 5
  Transaction fee	2.50%	3 %	3.9%	3.75%	3.5%
  Cross border fee	2.90%	3.90%	None	3.50%	None
  How long to set up account	4 weeks	1 day	3 weeks	3-4 weeks	2 weeks
  Foreign currency spread	Yes	No	Yes	No	No
  Chargeback fee	US$15	US$10	None	US$45	US$25
  Refund fee	0.80%	0.50%	1.50%	1.20%	0.35 USD
  Visa card	Yes	Yes	Yes	Yes	Yes
  Master card	Yes	Yes	Yes	Yes	Yes
  American Express	Yes	Yes	Yes	Yes	Yes
  Diners Club	None	Yes	Yes	No	Yes
  Discover Novus	Yes	No	No	No	Yes
  PPS	Yes	No	No	No	Yes
  How soon are customer credit card transactions banked in your corporate account	1 day	1 day	8-14days	Weekly	Weekly
  Multiple currencies allowed	Yes	Yes	Yes	Yes	Yes
  Your company name on customer statement	Yes	Yes	Yes	Yes	Yes
  Customer chargeback allowed	Yes	Yes	Yes	Yes	Yes
  Multi-user access allowed	Yes	Yes	Yes	Yes	Yes
  Shopping cart available	Yes	No	Yes	No	Yes
  Type of business	High risk	Low risk	High risk	Low risk	Low risk
  Repeat customer identification tools	Yes	No	Yes	No	No
  You receive monthly statements of transactions	Yes	Yes	Yes	Yes	Yes

• Fees

  1. Healy Consultants Group fees for merchant account opening only is US$8,950. If our Client decides to engage our Firm for both company registration and merchant account opening, our average fee is US$4,950. This fee ultimately depends on several factors such as complexity, business activity, business experience and annual turnover;
  2. Healy Consultants will handle your account application from start to finish, there will be no additional costs. The time from initial application to having the account operating is approximately three weeks. We work with leading merchant facilities providers to offer full global support. Supporting Services include:
     • Website construction for merchant account-opening;
     • Company incorporation;
     • Website integration;
     • To assist with corporate and personal banking.

• What are merchant accounts?

  1. International merchant facilities enable your firm to receive customer credit card payments through your business website;
  2. Your business website merchant facilities will accept a range of credit cards from your customers, including Visa, Mastercard, and American Express;
  3. Our popular locations for opening these accounts are: Singapore, Hong Kong, UK and USA;
  4. Merchant solutions can be easily integrated into your business (e-commerce) website, and are compatible with most shopping cart technologies using a state-of-the-art online payment gateways;
  5. Healy Consultants’ merchant account opening services are not designed not designed to facilitate fraud or ALM/CFT regulation avoidance. It is important our Clients’ are aware of their compliance obligations when facilitating payments through the use of a merchant account and that they will fulfill those obligations. Let us know if you need Healy Consultants’.

• How merchant accounts can help you

  1. Your company will be more attractive to clients if they are allowed i) settle payments by credit card and ii) pay in multiple currencies;
  2. Help your company close sales faster, no waiting for funds to clear between banks;
  3. Can do biz with countries with exchange controls, like South Africa, India, Thailand etc.

• Apply for your merchant account now!

  1. Healy Consultants will minimize any inconvenience to our Clients during the account set up. However, we require our Client’s cooperation in providing us with due diligence information and merchant services history (if any);
  2. To apply now for your firm’s merchant facilities, kindly complete the below form and email to us together with i) the relevant due diligence information and ii) evidence of settlement of the fee, thank you.

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